Posted by Elizabeth Halpern | Posted on 19-02-2011
Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that!
The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors.
Getting a free credit report is now as easy as a click of a button. You just need to log-on to the AnnualCreditReport website or call their trunk line to create your request. This is the only way you can get the FCRA mandated free credit report. While everyone is entitled to a free credit report from each of the 3 reporting agencies, availability is regulated according to region at certain times. If your region is running, you can instantly view your credit report online. If n
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Posted by Isaac Nicolay | Posted on 18-10-2010
I’ve been online today checking out all those great TV spots telling me to send away for my free credit report. Don’t you just love those strummers taking any old playing job to put bread on the table? We laugh at the adverts, but we know what they’re really saying: life is not completely under our control. Sure, I adore the videos, but am I really thinking to myself, “I’ve been sitting on the sofa for way too long todayI better get off my duff and get my free credit report”?
If you’re not, wellmaybe you should be. Unfortunately, when that boy or girlfriend maxes out your card and skips town, or when your identity is stolen online, those bad things can follow you around for years in the form of strikes against your credit.
So why should I even bother to check my credit score? The reasons fall into two rubrics: Privileges and Duties. A great FICO
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Posted by Isaac Nicolay | Posted on 21-09-2010
Having a judgment on a credit report is just like a delicious food served with bitter drinks. No doubt people cannot survive without fulfilling their basic needs for which they need finance. In order to meet financial needs, they have to lend money from banks and other creditors. Financial credibility can be checked by a credit score. It helps creditors to understand and evaluate credit history of the person. Moreover, credit reports help in judging the amount to be put for credit limit.
Despite of earnest efforts, people sometimes fail to pay back the debt and therefore they are reported to credit bureaus. This results in credit report judgment that means that no one will be helping you manage your finances anymore. People have no right to blame a person who is itself caught into it – no one really wants to get involved in all this mess.
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Posted by Admin | Posted on 03-10-2009
We have received numerous reports of a credit card scam from people who have been offered credit cards secured by an automatic withdrawal from their bank accounts. The article below addresses what to watch for and how you can protect yourself.
How it happens: The fraudulent company calls with a terrific pitch saying that you have been pre-qualified for a credit card. All that is required is a withdrawal from your account (they may call this a processing fee or a security deposit).
The fraudulent company then asks for the routing and account number from the bottom of your check (this allows the funds to be withdrawn from your account without your signature). Now all you have to do is wait for the credit card to show up in the mail. The only problem is that you never receive anything.
Warning Signs of a Credit Card Scam: Remember being told “if it sounds too good to be true, it usually is”?
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