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Because data breaches have become such commonplace incidents, there is concern that people have become desensitized to the potential harm they face when receiving a notification letter from an organization that they’ve trusted with highly personal information, that this information has been lost or misappropriated.

A recently published report from Javelin Strategies should be a wake up call to those people.

“The Javelin report, Data Breach Notifications: Victims Face Four Times Higher Risk of Fraud, is based on multiple years of data and includes updates on 2009 data breaches, implications of changes to the legislative landscape and the technical means by which data breaches occur.”

This report should also be heeded by those banks, healthcare organizations, government agencies, insurance companies and others that we entrust with our social security and checking account numbers, birthdates and mothers’ maiden names,  and in some cases our personal health information. There is

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Recently headlines have included the alarming news that the personal login information for thousands of Hotmail accounts was posted online. While an investigation is being conducted, experts have urged anyone with a Hotmail account to change their password immediately. Many experts also recommend that if you use that account in conjunction with other accounts, such as your social networking account, that you change the information used in those accounts as well.

Today, BBC News announced that more email accounts were posted: Yahoo, Gmail, AOL, Comcast, and Earthlink users appear among those accounts impacted. Again, security experts are urging those with accounts to change their login details.

The security implications of this are massive. Right now, news reports are stating that these appear to be the result of a massive phishing attack.

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There appears to be some level of controversy that has been stirred up in a less followed area of the healthcare debate than single payer, that associated with the privacy of health information. The Department of Health and Human Services just released its rules for healthcare organizations to follow the data breach notification provisions of the HITECH Act.

In the rules, they have established a “harm threshold” which is self-assessed by the healthcare organization, and directed that in the case of a data breach incident, that notification of the individuals, the public and their agency ONLY needs to occur if they have determined that their is significant risk of  financial, reputational or other harm to those affected by the data loss.

This past week, the House Committee on Energy and Commerce voiced concern over the addition of this provision. They

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With daily reports of internet scams and data leaks, protection from identity theft is something that everyone needs to think about.  If you have a social security number, then you are burdened with the need to protect it from being compromised. 

If someone gains your personal information, they can use it to do all sorts of malicious things that will completely mess up your credit and your finances. Victims of identity theft frequently end up spending months upon months settling all of the problems that arise from having their identity stolen. Sometimes you can even end up owing a great deal of money. So, you should do everything you can to protect yourself.

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Even though there’s no way to get total protection from identity theft, you need to realize that identity theft is most often a crime of convenience. M

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